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The LightStream Blog

Unsolicited client remarks

The LightStream Experience

Unsolicited consumer feedback

To start with, we want to many thanks as well as your business for assisting us recognize our fantasy of buying a motorboat to sail the entire world! We both recently resigned and also this is our gift to ourselves. We’d heard off their https://paydayloanscolorado.net/ boaters exactly just just how user-friendly the services you provide and reasonable your prices, plus they just weren’t incorrect. Therefore once again, many thanks.

Amazing experience! We reached away to LightStream because i am buying my very first ship and I also can not state sufficient about how exactly great this experience ended up being. We presented my application online on a Wednesday, got a call a couple of hours later that missed. Called them right back each morning the very next day, responded a few concerns that they had, got a message 20 mins later on asking after I did that I got an email with approval for me to attach my latest paystub, 20 minutes. I really could have experienced the amount of money wired the following day if We opted for. I held down because I happened to be nevertheless negotiating using the broker from the motorboat. The entire procedure took significantly less than a day. To place it in viewpoint, we submitted a software with all the broker to fund through their business 2 days before we presented with LightStream. It is now been nearly an and i haven’t heard back regarding the financing from the broker yet week. I simply told him to forget I was going to pay cash about it. That assisted the negotiations! We never ever, ever use the time and energy to compose reviews but this method had been really easy, the client solution and responsiveness is through far the most effective i have ever endured. If you are hunting for a pleasant experience funding your following doll, you need to touch base to LightStream and discover whatever they have to give.

I need to react to this verification simply to state We cannot keep in mind once I have already been therefore impressed using the effectiveness, simpleness, and design of such a thing! The time scale of thirty day period is ideal. This might be a rather great deal for the watercraft i would like, it is perhaps maybe not verified at the time of yet. Desired to secure the funds in advance. We shall undoubtedly go back to your website for future requirements, and suggest one to anybody who could need your services.

Thank you really for making our application for the loan a really experience that is enjoyable. We now have never ever managed any company that’s been as expert and efficient since this procedure happens to be. Having the loan happens to be a great deal easier than coping with the watercraft dealerships. Many appear to perhaps maybe perhaps not care if they sell a ship or maybe not, and that’s maybe maybe not the full situation along with your company. You’re # 1! You add your prospects first. I’m maybe perhaps maybe not too adept using the computer, your guidelines had been an easy task to follow. Many Thanks once more!

Lending ® that is uncomplicated

Only from LightStream.

    • Car Loans
    • Automobile Refinance
    • . Or any other funding requirements!

* Your loan terms, including APR, may vary centered on loan function, quantity, term size, along with your credit profile. Price is quoted with AutoPay discount. AutoPay discount is available ahead of loan capital. Prices without AutoPay are 0.50% greater. Susceptible to credit approval. Conditions and limits use. Advertised prices and terms are susceptible to alter without warning.

Re re re Payment instance: monthly obligations for the $10,000 loan at 4.29% APR with a phrase of three years would end in 36 monthly obligations of $296.53.

Optimum APR for a LightStream loan is 17.29%.

1 After getting your loan if you are not completely satisfied with your experience, please contact us from us. We shall e-mail you a questionnaire therefore we can enhance our solutions. Whenever we get your completed questionnaire, we’re going to deliver you $100. Our guarantee expires 1 month when you get your loan. We reserve the proper to alter or discontinue our guarantee whenever you want. Limited by one $100 re payment per funded loan. LightStream and SunTrust teammates try not to be eligible for a the Loan Experience Guarantee.

2 Our company is therefore confident into the competition of our rates of interest that people will beat a pursuit price (APR) presented by just about any loan provider by. 10 portion points, if one other lender’s price fulfills the stipulations described below:


  • The lender’s rate of interest (APR) should not be supported by any third-party plans such as for example car maker subvention re payments (with prices as little as 0.0per cent APR), other maker discounts, price buy-downs by automobile buying services, or some other comparable third-party rate that is subsidized.
  • The interest that is lender’s offer should be generally speaking open to every one of its clients whom share an equivalent credit risk profile (to ensure that employee-discount programs or any other unique, restricted financing programs will never qualify).
  • LightStream shall provide an interest rate that is. 10 portion points underneath the certain price made available from a contending loan provider.


  • The attention price (APR) must certanly be when it comes to loan that is same, loan term, loan function and re re payment technique (automobile debit or invoice) which can be to be had by LightStream. The offer relates to loans that are fixed-rate. Variable-rate loans usually do not qualify.
  • You should be authorized when it comes to other lender’s interest rate (APR).
  • If required you will need to supply LightStream with evidence, to its satisfaction, that the other lender’s interest rate (APR) meets the Rate Beat program terms and conditions described here by us. This may add an approval page, loan document containing the APR, or other paperwork that LightStream finds adequate.
  • This offer expires in the event that stipulations aren’t pleased just before 2 p.m. Eastern time regarding the company day ahead of loan financing.

These conditions and terms are susceptible to alter whenever you want.

Company Hours (Eastern time)

Customer support
Monday – Friday: 9 a.m. To 8 p.m. & Saturday: Noon to 7 p.m.

Application Processing
Monday – Friday: 9 a.m. To 8 p.m.
Saturday & Sunday: Noon to 6 p.m.

Mailing Address
PO Box 117320
Atlanta, GA 30368-7320

Truist Bank is definitely an Equal Housing Lender.
© 2020 Truist Financial Corporation. SunTrust®, Truist, LightStream®, the LightStream logo,
additionally the SunTrust logo design are solution markings of Truist Financial Corporation.
Other trademarks would be the home of these owners that are respective.

At LightStream, we care concerning the environment and, moreover, we make an effort to do some worthwhile thing about it. For just one, we now have developed a consumer that is virtually paperless experience at LightStream. By detatching paper nearly completely through the LightStream loan process, we not just conserve our normal resources but we save well on expenses as well, better allowing us to supply you very competitive rates of interest.

In addition, for almost any loan that people investment for our clients, we are going to have tree planted in just one of our nation’s delicate habitat communities presently under renovation.


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